Life & Disability

Life and Accidental Death & Dismemberment (AD&D) insurance is an important consideration when it comes to your benefits. Life insurance protects loved ones should a catastrophe strike. Basic Life and AD&D insurance are offered to you and your dependents at NO COST. Benefits reduce at age 65.

· Employee: 1x annual salary up to $200,000

· Spouse: $5,000

· Children (birth to 6 mos): $1,000

· Children (6 mos to age 26): $2,000

You may choose anyone to be the beneficiary of your Life and AD&D policies. Review your beneficiary designation periodically to make sure it reflects your current wishes.

Short-Term Disability coverage provides you with a portion of income replacement if you are unable to work due to a non-occupational illness or injury. You are automatically enrolled in the STD plan at NO COST to you.

Company Paid STD Plan: 60% of your base weekly pay up to $3,000 per week for up to 12 weeks after a 7-day waiting period for an accident or sickness.

Long-Term Disability coverage pays you a portion of your earnings if you cannot work for an extended time due to a disabling illness or injury. You are automatically enrolled in the LTD plan at NO COST to you.

Company Paid LTD Plan: 60% of your monthly earnings up to $15,000 per month after a 90-day waiting period.

Pre-existing limitations may apply. Review your benefits guide for more information.